Fee Schedule

No changes to Fees as of 8-9-2022

Savings Accounts Fees
Shared Savings Account No Fees
Starter Savings Account No Fees
Club Savings Account $5.00 for each withdrawal over two (2) withdrawals per calendar year
Money Market $10.00 per month if the balance falls below $2,000.00
Money Market Excessive Withdrawals $5.00 for each withdrawal over (6) withdrawals per month
IRA Account No Fees
Share Draft/Checking Accounts Fees
Classic Checking $1.00 per $100.00 as balance falls below $500.00 to max of $5.00
Regal Checking (ages 55+) No Fees
Free Checking No Fees
Check It Out Checking (ages 13-17) No Fees
Business Checking No Fees
Debit Card Replacement $5.00 per card
Overdraft/Non-Sufficient Funds (NSF) $30.00 per presentment
ACH/Debits Reversed/Returned $30.00 per presentment
Charged Back/Returned Items $10.00 per presentment
Copy of Share Draft $2.00 per check
OOPS $30.00 per presentment
Overdraft Protection Transfer $2.50 per transfer
Stop Payment via Online Banking Free
Stop Payment via Staff Assistance $30.00 per transaction
Cashier Check $1.00 per check after one (1) free daily is used
Domestic Item Collection $10.00 per item
International Item Collection Actual Cost
Draft/Check Printing Prices Vary
ATM Balance Inquiry $1.00 per inquiry
Excessive ATM Use $0.75 per ATM transaction in excess of (8) per month
Other Services Fees
Account Reconciliation/Research $25.00 per hour in 1/4 hour increments
Receipt Copy $5.00 per item
Mail Forwarding $1.00 per item
Notarized Lien Release $5.00 per copy
Domestic Incoming Wire No Fee
International Incoming Wire $5.00 per transfer
Domestic Outgoing Wire Transfer $20.00 per transfer
International Outgoing Wire Transfer $35.00 per transfer
Check Cashing 3% of check cashed
Coin Counting Red Crown Members – Free, Shared Branching Members – 10% of collected coin
Inactive Account $5.00 per month
Loan Filing Actual cost
Garnishment/Levy $10.00 each
Gift Card $3.50 each
IRA Set Up Free for members
Notary Public Free for members
Safe Deposit Box Fees
3×5 Prices Vary
3×10 Prices Vary
5×10 Prices Vary
10×10 Prices Vary
Mastercard* Fees
Grace Period 25 days to repay your balance before a finance charge is imposed
Additional Card $5.00 per card
Cash Advance $5.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $60.00)
Foreign 1.00% of each transaction in U.S. dollars completed out the U.S., 0.90% of each transaction in U.S. dollars completed in a foreign currency
Late Payment Up to $20.00
Return Payment Up to $20.00
Statement Copy $5.00
Document Copy $5.00
Method of computing the balance of purchases We use a method called “average daily balance (including new purchases).”

Because we may charge a service fee for an NSF/Overdraft item each time it is presented, we may charge you more than one service fee for any given item.

*The information about the cost of the card described in this application is accurate as of July 1, 2017.

This information may have changed after that date.