Fee Schedule

Fees as of 09-01-2018

Savings Accounts Fees
Shared Savings Account No Fees
Starter Savings Account No Fees
Club Savings Account $5.00 per withdrawal after (2) withdrawals
Money Market $10.00 per month if the balance falls below $2,000.00
Money Market Excessive $5.00 per withdrawal after (6) withdrawals
Money Market Sweep* $0.05 per check deposit, $10.00 per month if the balance falls below $2,000.00
IRA Account No Fees
Share Draft/Checking Accounts Fees
Classic Checking $1.00 per $100.00 as balance falls below $500.00 to max of $5.00
Free Checking No Fees
Regal Checking (ages 55+) No Fees
Small Business Checking $0.05 per check deposited over 50 items and $0.15 per transaction over 100 transactions
Commercial Checking $15.00 monthly fee, $0.05 per check deposited over 50 items, $0.10 per transaction over 200 transactions, $1.00 per sweep account transfer over five (5), $20.00 monthly Merchant Capture fee
Debit Card Replacement $5.00 per card
Club Account $5.00 per withdrawal after two (2) withdrawals per calendar year
Overdraft/Non-Sufficient Funds (NSF) $30.00 per item
ACH/Debits Reversed/Returned $30.00 per item
Charged Back Items $10.00 per item
Copy of Share Draft $2.00 per check
OOPS $30.00 per item
Overdraft Protection Transfer $2.50 per transfer
Stop Payment via Online Banking No Fees
Stop Payment via Staff Assistance $30.00 per transaction
Cashier Check $1.00 per check after one (1) free daily is used
Deposited Items Returned $10.00 per item
Domestic Item Collection $10.00 per item
International Item Collection Actual Cost
Draft/Check Printing Prices Vary
ATM Balance Inquiry $1.00 per inquiry
Other Services Fees
Account Reconciliation/Research $25.00 per hour in 1/4 hour increments
Receipt Copy $5.00 per item
Mail Forwarding $1.00 per item
Microfiche Share Draft $2.00 per copy
Microfiche Statement $1.00 per page
Notarized Lien Release $5.00 per copy
Incoming Wire Transfer $5.00 per transfer
Domestic Outgoing Wire Transfer $20.00 per transfer
International Outgoing Wire Transfer $35.00 per transfer
Check Cashing 3% of check cashed
Coin Counting 10% of funds not deposited
Inactive Account $5.00 per month
Loan Filling Actual cost
Garnishment/Levy $10.00 each
Gift Card $3.50 per card
IRA Set Up Free for members
Notary Public Free for members
Safe Deposit Box Fees
3x5 Prices Vary
3x10 Prices Vary
5x10 Prices Vary
10x10 Prices Vary
MasterCard** Fees
Grace Period 25 days to repay your balance until a finance charge is imposed
Additional Card $5.00 per card
Cash Advance $5.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $60.00)
Foreign 1.00% of each transaction in U.S. dollars completed out the U.S., 0.90% of each transaction in U.S. dollars completed in a foreign currency
Late Payment Up to $20.00
Return Payment Up to $20.00
Statement Copy $5.00
Document Copy $5.00
Method of computing the balance of purchases We use a method called “average daily balance (including new purchases).”

*Available with commercial checking only.

**The information about the cost of the card described in this application is accurate as of July 1, 2017.

This information may have changed after that date.

Debit Card On/Off

Debit Card On/Off

Balance Transfer

Balance Transfer