Real Estate

Real Estate Loans

If you are looking for a new home, to refinance your current home or some other real estate loan, consider Red Crown for you real estate needs.

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First Mortgage

Are you looking to buy your first home or a new home? Red Crown has a real estate department and mortgage loans that will work with you and your needs. Below are the current loans that we do: All loans can be owner or non-owner occupied properties: – 30 year loans – 20 year loans – 15 year loans – 10 year loans.

Construction Loan

If you are in the market to build your home, Red Crown will work with you from the first documents until the last nail. Our real estate team will work with you locally, on an individual basis, to meet your needs.

FHA Fixed Loan

An FHA fixed loan is a government insured program that offers lower down payments and relaxed qualifying guidelines. This is a great real estate loan for first time home buyers.

VA Fixed Loan

If you are a United States Veteran, you have the option to get a VA fixed loan. This loan is government insured, offers lower down payments and relaxed qualifying guidelines.

Land and Lot Loan

Are you in the market to buy land? Red Crown can work with you to give you the best value on this real estate investment.

10/1, 7/1 and 5/1 ARM Loans

Sometimes a fixed rate mortgage is not the right loan for you. Red Crown offers adjustable rate mortgages (ARMs) for your real estate needs.

Home Equity Loans

A Home Equity Loan is a great way to pay for a large, planned, one time expense, such as remodeling your home. With a fixed rate and term, your payments are guaranteed to never change.

Home Equity Line of Credit (HELOC)

 

Credit Cards From Red Crown Credit Union

Red Crown offers a Home Equity Line of Credit (HELOC) MasterCard that allows you to borrow funds on an as needed basis against the equity you have in your home. A HELOC can be ideal for major expenses such as remodeling your home, consolidating debt, buying a car, and more.

– No annual fee
– No prepayment penalties
– No zero balance fees
– Interest may be tax deductible; consult your tax advisor
– Use up to 80% of your available home’s equity
– 5 year draw period with 15 year payback
– Online account access

Debit Card On/Off

Debit Card On/Off

Balance Transfer

Balance Transfer