Loan Rates

Current Rates as of 1-1-17


  APR*
Rates as low as ...
Term Guidelines
$20,000 +        84mo
$15k-19.99k    72mo
$10k-14.99k    60mo
$5k-9.99k        48mo
$0-4.99k          36mo
Automobiles
   New & Used / Pre-owned 3.24%  
 
      
 
Recreational Vehicles
   Boats, Motor homes & Travel trailers 4.25%  
 
   If > $25,000, rate TBD by Sr VP Lending/CEO   may go up to
120 mos.
 
Motorcycles 4.25%  
 
Personal Watercraft & ATVs 4.25%  
 
Signature / Unsecured Loan 7.50%  
 
Stock Secured
  (NYSE or AMEX Stocks)
6.00% up to 24 mos.
 
Home Loans
  Purchase, Refinance,
  Construction, Lot & Land Loans,
  Investment Property
Rates
 
SBA Approved Lender Call for details.  
 
Share / Certificate Secured Share/Cert Rate + 2.50% up to 48 mos.
 
Line of Credit 12.00%  Revolving
 
Home Equity LOC / MasterCard             Prime + 2.00% Revolving
 
Classic MasterCard 12.50%  Revolving
 
Platinum MasterCard Prime + 3.00% Revolving



*Annual Percentage Rate (APR) is based on your individual credit history with approved credit. APR may vary. Rate applies to new money loaned out. Doc fee considered a finance charge. Existing Red Crown loans do not qualify for special promotional rates. Rates are subject to change without prior notice.

**Maximum term on a loan is based on the year/age of the collateral. Term will be determined after time of application and may be less than the maximum term stated above.

^Home Equity LOC/MasterCard rate is based on Wall Street Journal Prime plus 2.00% with a 5.50% APR floor and a 18.00% APR ceiling.  Home Equity Early Disclosure

Prime refers to Wall Street Journal Prime.