Debit Card Restrictions

Due to extraordinary fraudulent activities in specific states of the United States, we are no longer accepting any signature based transactions in Texas and Arkansas if the transaction is $200.00 or over at:


·         grocery stores

·         electronic stores

·         discount/general merchandise stores

·         online versions of these stores


We are allowing PIN based transactions.

(For example, if you go into a grocery store in Texas and your total is $230.You swipe your RCCU debit card and the screen asks for your pin. In order to process this transaction, you must enter your pin. You can’t bypass this screen and sign for the purchase as a credit-based transaction.)