Checking

Personal Checking Accounts

If you are in need of a checking account, consider Red Crown for your checking account needs.

Overdraft Protection

Red Crown’s Overdraft Protection will automatically move money from another Red Crown account to cover overdrafts. All you have to do is opt in for overdraft protection.

You will need one of the following accounts to have Overdraft Protection:

– Savings
– Another Checking Account
– Line of Credit

OOPS (Optional Overdraft Protection Service)

Having OOPS is that extra coverage for your checking account that you need. OOPS will pay for a transaction made with insufficient funds.

– It doesn’t take money out of another Red Crown account
– $25.00 per covered item
– Must have overdraft protection

Relationship Pricing

Red Crown Relationship Pricing is how we thank our members for using our checking services. We have four different groups you can qualify for. Those groups are Bronze, Silver, Gold and Platinum. Below is a list of the awards and the requirements for each group.

Bronze Silver Gold Platinum
Free check cashing X X X X
Free ATM inquiry X X X
No copy fees X X X
Free stop payments X X
50% off Safe Deposit Box X X
Reduced OOPS fee X X
Free over draft transfer from savings X X
Free Safe Deposit Box X
Free domestic wire transfers X
Bonus rate on share certificates X

Relationship Pricing Qualifications

Bronze

– Combined average balance on Share Accounts and/or loans equal to or greater than $50.00

Silver

– Combined average balance on Share Accounts and/or loans equal to or greater than $5,000.00
– Checking account with either a direct deposit or debit card transaction in last 31 days.
– Online or mobile banking accessed in last 31 days.
– No loan delinquent > 30 days.

Gold

– Combined average balance on Share Accounts and/or loans equal to or greater than $20,000.00
– Checking account with either a direct deposit or debit card transaction in last 31 days.
– Online or mobile banking accessed in last 31 days.
– No loan delinquent > 30 days.

Platinum

– Combined average balance on Share Accounts and/or loans equal to or greater than $50,000.00
– No loan delinquent > 30 days.
– Member for at least 20 years.

Have a question? Contact a Member Service Representative.

Debit Card On/Off

Debit Card On/Off

Balance Transfer

Balance Transfer