Checking

Personal Checking Accounts

If you are in need of a checking account, consider Red Crown for your checking account needs.

Switch Kit

You can make the move to Red Crown Credit Union in three easy steps. Everything you’ll need is provided in this handy
Switch Kit. We can’t wait to welcome you to Red Crown Credit Union, where you’ll enjoy a better experience for all your
banking needs!

Overdraft Protection

Red Crown’s Overdraft Protection will automatically move money from another Red Crown account to cover overdrafts. All you have to do is opt in for overdraft protection.

You will need one of the following accounts to have Overdraft Protection:

– Savings
– Another Checking Account
– Line of Credit

OOPS (Optional Overdraft Protection Service)

Having OOPS is that extra coverage for your checking account that you need. OOPS will pay for a transaction made with insufficient funds.

– It doesn’t take money out of another Red Crown account
– Fee per covered item (See Fee Schedule)
– Must have overdraft protection

Relationship Pricing

Red Crown Relationship Pricing is how we thank our members for using our products and services. We have four different groups you can qualify for. Those groups are Bronze, Silver, Gold and Platinum. Below is a list of the awards and the requirements for each group.

  Bronze Silver Gold Platinum
Free check cashing X X X X
Free ATM inquiry   X X X
No copy fees   X X X
Free stop payments     X X
50% off Safe Deposit Box     X X
Reduced OOPS fee     X X
Free over draft transfer from savings     X X
Free Safe Deposit Box       X
Free domestic wire transfers       X
Bonus rate on share certificates       X

Relationship Pricing Qualifications

Bronze

– Combined average balance on Share Accounts and/or loans equal to or greater than $50.00

Silver

– Combined average balance on Share Accounts and/or loans equal to or greater than $5,000.00
– Checking account with either a direct deposit or debit card transaction in last 31 days.
– Online or mobile banking accessed in last 31 days.
– No loan delinquent > 30 days.

Gold

– Combined average balance on Share Accounts and/or loans equal to or greater than $20,000.00
– Checking account with either a direct deposit or debit card transaction in last 31 days.
– Online or mobile banking accessed in last 31 days.
– No loan delinquent > 30 days.

Platinum

– Combined average balance on Share Accounts and/or loans equal to or greater than $50,000.00
– No loan delinquent > 30 days.
– Member for at least 20 years.

*Minor Account Requirements:

– Check It Out Teen Checking member must be 13 t0 17 years old
– Must have a joint owner that is a parent or legal guardian
– Valid ID for Minor is recommended for opening an account* (*Valid ID for Minor is required to transact at branches, for issuance of VISA Debit or ATM cards or placing a check order in minors name.)
– Minor must be able sign own name on transactions.
– When the minor reaches the age of 18, they will be contacted by Red Crown Credit Union and informed that their Check it Out account will need to be closed and they will need to open a non-minor checking account.

Have a question? Contact Us?

  • This contact form is for general questions only. Questions containing sensitive information needs to be sent through a secure message in online banking.

Folds of Honor

Folds of Honor

Digital Wallets

Digital Wallets